How We Work
Habitat for Humanity of Washington, D.C. sells homes to low-mid-income families in need of affordable housing. We are a social services agency, a mortgage company, and a construction company. Together with our non-profit partners, we offer low-interest first mortgages and no-interest gap financing on the below market prices of the homes we build.
Prospective homeowners make a down payment of approximately $500 and contribute 300 hours of sweat equity towards construction of their own home. Mortgage payments on completed homes are reinvested in a revolving Fund for Humanity to finance further construction and the acquisition of additional properties and building materials.
Since our founding in 1988, we have have built and rehabilitated more than 200 homes in DC and abroad. We are grateful for the over 4,000 volunteers a year who have contributed toward the construction of these homes.